PrimeWest Insurance Group is constantly searching the market for innovative ideas that can help your company keep pace with the ever-changing employee benefits arena. As your partner in employee benefits, we will use our customized benefits review process to help you design an innovative, cost-effective plan.

There are several ways to approach employee health benefits. In today's business climate, the defined benefit paradigm is no longer an appropriate option for many employers. Recently, the defined contribution concept has become a more attractive means of funding an employee benefits plan. The market offers several options offering simplification of plan and administration. But the key difference between them and the traditional health insurance and managed care plans is that they allow employers to cap their annual per-employee health expenditures while fostering employee involvement in healthcare decisions.

Because it requires that employees be involved in selecting coverage options and accountable for their utilization choices, the defined contribution approach is expected to help employers limit future costs of providing employees health care coverage.

For Questions, please contact:
Catherine Whelan, CLU, ChFC
Email: info@pwinsure.com
Ph: 877-656-0427